Our Investment Process

Getting to Know Our Clients is the First Order of Business


We take a holistic approach to your financial well-being by examining your financial and personal lives. We ask probing questions not only about your financial needs but also about your personal life goals. During a very in-depth conversation we assess the amount of risk you are comfortable taking to help achieve your goals.


After analyzing your investment, retirement, tax planning, estate planning and any other needs, we create a customized financial roadmap to help you reach your goals by creating a plan for both asset and liability management. The plan takes into account the time horizon of each goal as well as your personal risk profile.


Implementing the plan begins with a suggestion for asset allocation based on our top-down assessment of the current U.S. and world economies. Then we recommend specific equity and fixed income investments chosen with a bottom up approach to determine only those sectors and industries that we believe are currently most likely to succeed. Portfolio management and monitoring of progress toward your goals are routinely reviewed with you.

Investment Process

Organize & Gather Data

• Inventory all assets and liabilities
• Discuss and understand goals
• Determine risk tolerance
• Prepare statement of net worth

Planning & Analysis

• Review net worth statement
• Analyze retirement / current cash flow needs
• Analyze insurance needs
• Create customized portfolio


• Propose plan to transfer assets
• Implement new tax sensitive portfolio strategy
• Address insurance needs
• Establish communication with other Advisors, CPA and Attorney


• Schedule periodic reviews
• Review goals
• Review progress to goals
• Reallocate portfolio as needed

Contact us to learn more about our team, our philosophy and how we can help you build your legacy.

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Hightower Advisors, LLC is a SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Some investment professionals may also be registered with Hightower Securities, LLC and offer securities through Hightower Securities, LLC, member FINRA/SIPC. You can check the background of our firm and investment professionals on brokercheck.finra.org. Unless otherwise indicated relative to a specific award or ranking, Hightower Advisors, LLC does not pay a fee to be considered for any ranking or recognition, but may have paid to publicize rankings obtained and disseminated prior to 11.4.2022. All awards / rankings / ratings obtained and distributed on or after 11.4.2022 will be accompanied by specific disclosure as applicable.

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